Columbia Bankruptcy Lawyers | Columbia Debt Relief | Columbia, MO




Your Trusted Columbia Bankruptcy Lawyers

Going through financial struggles can be inevitable, and there are plenty of reasons why someone would find themselves in financial trouble. A sudden job loss, medical expenses, or divorce can lead to unmanageable debt. At Westbrook Law Group, we understand that facing a foreclosure, car repossession, or wage garnishment can be stressful and scary. Our Columbia bankruptcy attorneys are here to help. With years of experience in bankruptcy, Attorney Brent Westbrook can surely help you get back on your feet. Consult our trusted bankruptcy attorneys in our offices in St. Charles, Troy, and Columbia to get your fresh start.

Westbrook Law Group – Columbia Office

103 Ripley St, Suite W
Columbia, MO 65201
United States

(573) 261-6179

Types of Bankruptcy in Columbia, MO

There are primarily four types of bankruptcy in Missouri: Chapter 7, 11, 12, & 13.

At Westbrook Law Group, our bankruptcy lawyers mainly practice Chapter 13 and Chapter 7 bankruptcy in St. Louis, Columbia, and more areas in Missouri.

Chapter 7 Bankruptcy

Are you facing insurmountable debt? Also known as a “liquidation bankruptcy,” Chapter 7 can help you get a fresh start. Our Columbia Chapter 7 bankruptcy attorneys can help you file your bankruptcy under Chapter 7 and guide you through the bankruptcy process. Schedule a free consultation with our legal team so you can regain your financial security.

Chapter 13 Bankruptcy

Are you dealing with unmanageable debt, but you don’t want to lose your home or car in bankruptcy? Our Chapter 13 bankruptcy lawyers in Columbia, MO, can help you recover from your debts. Through Chapter 13’s repayment plan, you can get relief without risking losing your assets. Schedule a debt evaluation today with our reliable bankruptcy lawyers in Missouri.

Get Your Financial Freedom Back

Bankruptcy may seem intimidating, especially with all the pressure surrounding you during this difficult time. Get yourself back on track by consulting our Columbia bankruptcy attorneys. We can help you through the whole bankruptcy process and advise you on the best action to take – whether that’s discharging your debts or restructuring them.

Eliminate Credit Card Debt

Our bankruptcy attorneys at Westbrook Law Group offer the best legal help to consolidate your credit card debts. We will help you break free from debt and provide you with the best guidance to jumpstart your way to financial security.

Prevent Foreclosure

Are you facing foreclosure in Columbia, Missouri? Get the help you need by reaching out to our aggressive and reliable foreclosure attorneys! Keep your home in Missouri by consulting our Columbia bankruptcy lawyers.

Prevent Wage Garnishment

A wage garnishment can leave you with financial setbacks. Our Columbia wage garnishment attorneys can help you prevent a wage garnishment in Missouri. Stop creditors from garnishing your wages today!

Stop Car Repossession

Are you at risk of losing your car? Don’t wait until it is too late! Act now by reaching out to an experienced Columbia repossession attorney and keeping your car away from creditors. Schedule an appointment with our law firm today!

Medical Debt Elimination

Are you dealing with unexpected medical expenses, and it’s eating away your hard-earned money? Don’t suffer because of medical bills! Our reliable bankruptcy lawyers in Columbia, MO, can help with medical debt elimination.

Deal with Student Loan Debt

Dealing with student loan debt can be challenging especially if you’re dealing with other financial obligations. Our experienced Columbia bankruptcy lawyers can help you understand possible debt solutions and assess if filing bankruptcy is right for you.

Reliable Assistance from Columbia Bankruptcy Lawyers

Columbia is a magnificent city in central Missouri. Home to the Museum of Art and Archeology exhibits, your eyes will delight in beautiful European painting and ancient Greek and Roman art.

Aside from these beautiful places, you will also find our reliable team of attorneys in Columbia, Missouri. Get the help you need to jumpstart your road to financial independence! Schedule a free consultation today or visit our law office in Columbia, Missouri.

About Westbrook Law Group

Facing financial distress can bring all sorts of worries and anxiety. Our lawyers understand this. That is why we’re here to help. Don’t lose sleep over your debt obligations. Consult with our Columbia bankruptcy attorneys today by scheduling a free financial evaluation that is confidential and comprehensive.

At Westbrook Law Group, we’re dedicated to helping our clients fully recover from bad finances. We offer personalized legal services that are customized to fit your needs. Our bankruptcy lawyers in St. Charles, Troy, and Columbia are here to help you through this difficult time. We also offer 720 Credit Score’s credit program to help you rebuild your credit after bankruptcy.

Call Today for a Free Consultation

When you’re in debt, it’s difficult to focus on anything else. But there are steps that you can take to get out of debt – even if your credit is damaged or your income has been cut off completely! Call our Columbia bankruptcy attorneys at Westbrook Law Group to find out how to escape the shackles of debt and get relief in Missouri.

What Our Clients Have to Say

Considering filing bankruptcy? Find out what our clients think about our bankruptcy services offered at  Westbrook Law Group, LLC.

Frequently Asked Questions

At Westbrook Law Group, we understand that filing for bankruptcy is an incredibly difficult step to take. For most people bankruptcy is a necessary and responsible decision to make. Bankruptcy saves people buried in debt and allows them to emerge and prosper.

What does it cost to file for bankruptcy?

At Westbrook Law Group, we understand that people considering bankruptcy are often experiencing serious financial difficulties. As a result, we work with our clients to ensure that they can afford bankruptcy by meeting with you and determining the exact services that you need so that you are not paying for legal work that isn’t applicable to your case under an arbitrary flat fee. If you are getting a quote over the phone from an office that quotes everyone the same fee prior to knowing anything about their situation – RUN, don’t walk! We have a client centered approach to determine a reasonable fee based on your situation and needs. While some of our competitors advertise extremely low initial fees, they add on fees once you have committed to filing with them. We are completely up front about our fees and will tell you exactly what it will cost to file for bankruptcy by tailoring a fee that is best for you and only you.

If I file for bankruptcy, will I be able to keep my house?

In most cases, yes. A Chapter 7 bankruptcy will delay any foreclosure sale that may be pending. Upon the completion of the bankruptcy, if you are still able to make the monthly payments on your mortgage, and are current on the payments you will be able to keep your home. Under a Chapter 13 bankruptcy, any amount that you may be behind on your mortgage will be wrapped up into the plan payment agreed upon by you, your creditors, trustee and the court. In this case, you will be able to keep your home as well.

Will my information be kept confidential?

As court proceedings are a matter of public record, your filing will be part of that record. That being said, it is very rare that people take the time to dig through the bankruptcy filings at the courthouse. The Westbrook Law Group takes client confidentiality very seriously. If you have any specific concerns regarding your bankruptcy and privacy issues, please alert us to them at your initial consultation.

Will I ever be eligible for credit again?

Yes. A Chapter 7 bankruptcy “falls off” your credit report after 10 years and a Chapter 13 after 7. It is not uncommon for a person’s credit score to actually improve after a bankruptcy as they are no longer liable for the debts that were discharged. Furthermore, many banks offer secured credit cards, which require a deposit to the amount of the credit limit. As you prove your ability to pay, the credit limit may be slowly increased. We have been told by mortgage brokers that home loans are possible 2 years after a chapter 7 bankruptcy.

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