Some people just assume that filing bankruptcy is simply a matter of filling out a few forms and then having your debt wiped clean. Unfortunately, it’s not quite as easy as that. Instead, it actually requires meticulous documentation of income, debts owed, and other financial information. This documentation is important because if a creditor finds something suspect about a person’s documentation, they can object. This could potentially get a bankruptcy thrown out. By working with an experienced attorney, this can be prevented.
While there are a variety of reasons a creditor could challenge a Chapter 7 bankruptcy, some of the most common objections are:
- Providing false information
- Charges are too recent to be discharged
- Debt is priority debt that cannot be discharged
- Filed Chapter 7 within 8 years
- Attempting to hide assets
An attorney will work with you to prevent these objections before they are raised by a creditor or by the trustee. This way, you can be sure that your bankruptcy will proceed as planned instead of finding you have to start over due to an error or omission.
At Westbrook Law Group, we ensure our clients have the documentation they need to have their debt successfully discharged in Chapter 7. We are happy to help clients get a fresh start on life, free of the stress that extreme debt can bring. If you find that the phone calls and harassment are becoming too much to bear, contact a St. Louis Chapter 7 Bankruptcy Attorney at The Westbrook Law Group to discuss your options.