Some people speak with a St. Louis Chapter 7 Lawyer and think their case is only going to take a few hours. They think it’s just a matter of filing some paperwork, submitting a few documents, and receiving a discharge. Unfortunately, this is not the case. In reality, most Chapter 7 bankruptcies take 3 to 4 months, sometimes longer depending on exigent circumstances. In order to prevent delays, it is import to work with an attorney who will be thorough and meticulous in your bankruptcy preparation.
The Need for Thoroughness from a St. Louis Chapter 7 Lawyer
The reason this takes as long as it does is because creditors need to be notified of the bankruptcy in order to field objections, if they so choose. They might file objections if a loan was taken out in bad faith, for instance. If a person has just recently run up their credit card (generally in the previous 90 days) or made no serious effort to repay the loan, a creditor may file an objection.
Generally, if a St. Louis Chapter 7 Lawyer is thorough, these types of objections aren’t raised. This is because they’ll have gone over all the documents presented by the client and identified potential issues before filing. This can prevent unnecessary delays or prevent a Chapter 7 from being rejected by the court.
At Westbrook Law Group, we are extremely thorough in handling your bankruptcy. We will ensure that you are eligible for Chapter 7 and ensure that all exemptions or identified and applied. This way, you’ll get to keep the maximum number of assets possible while still getting a fresh start free of debt.
To learn how a St. Louis Chapter 7 Lawyer can help you discharge your debt and live a stress free live, contact Westbrook Law Group today for a free consultation.