Can I File Work Comp Before a Bankruptcy

Many people seeking the services of a St. Charles bankruptcy lawyer do so after suffering a serious injury at work. Many of these people lack health insurance through their employer and now find they have huge medical bills while lacking any ability to earn money. Worker’s Compensation benefits are available, but it can take years to see those benefits. Therefore, people look to bankruptcy to deal with this debt but worry that they will lose the right to any benefits they may be entitled to. Fortunately, Missouri exempts Worker’s Compensation benefits 100% in bankruptcy.

In Missouri, all public benefits are completely exempt from being seized in bankruptcy. These benefits can include:

  • Worker’s Compensation
  • Unemployment
  • Social Security
  • Disability
  • Veteran’s Benefits

This means that even if you’ve suffered an injury and cannot work, there are still means for income while declaring bankruptcy. Because these benefits are entitlements, they cannot be forfeited during the bankruptcy proceedings. Therefore if you have considered contacting an attorney but worry that you may lose benefits such as Work Comp or Disability, you have nothing to worry about.

At The Westbrook Law Group, we know how devastating a workplace injury can be. We know how frustrating it is for someone who wants to work but can’t and suddenly finds themselves unable to pay back their bills. We have helped many good people put their lives back together by getting a fresh start free of medical bills, credit card bills, and other unsecured debt which can ruin a person’s life. If you have constant stress and constant worry about debt, contact a St. Charles bankruptcy lawyer who can provide the new beginning that bankruptcy offers.

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