At Westbrook Law Group, you will feel comfortable and understood, and we will guide you through the process and remove the confusion and overwhelming anxiety that has plagued many of our clients. We are here to help give you and your family a fresh start.
Types of Debt
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When you’re in debt, it’s difficult to focus on anything else. But there are steps that you can take to get out of debt – even if your credit is damaged or your income has been cut off completely! Call our St. Charles bankruptcy attorneys at Westbrook Law Group to find out how to escape the shackles of debt and get relief in Missouri.
Types of Bankruptcy
We practice primarily in the areas of Chapter 7 and Chapter 13 bankruptcy. Please click one of the links below to learn more about the benefits of bankruptcy under each chapter.
- Chapter 7 – a fresh start. The debtor receives a discharge of all dischargeable debts in a Chapter 7 bankruptcy. Non-exempt property may be liquidated. It is critical to work with an experienced Chapter 7 Bankruptcy Attorney to maximize your exemptions and minimize the risk of any assets being liquidated.
- Chapter 13 – a reorganization bankruptcy. Filed by people who want to stop foreclosure, stop repossession, pay back taxes, keep their non-exempt property, or are required to pay back a portion of their unsecured debt based on their disposable income.