Child support obligations are one of the nondischargeable debts some may have to deal with in bankruptcy. If you owe child support arrears, your child’s other parent has many ways to collect the money from you. He or she may head to court and ask a judge to issue a judgement for the child support […]
When consumers receive phones calls from debt collectors, they may be embarrassed or overwhelmed, not sure what to do. Many consumers do not even realize even when they owe money, federal law protects them and grants them certain consumer rights. First of all, it is illegal for any debt collector to harass, oppress or abuse
Some people think that they are doing a good job with their credit card by only paying the minimum each month. While it’s true that this will keep a person current each month, it also means that a debtor will pay the maximum amount of interest possible. If they are able, a debtor should pay
One concern people have when filing bankruptcy is that, after filing, they will have no money left to start a new life. In reality, most people who file Chapter 7 bankruptcy wind up filing what are known as “no asset” cases, meaning they pay back nothing. After applying the Missouri bankruptcy exemptions, it may be
Our credit scores are often something we don’t think about until it is time to make a major purchase. This is especially true for someone who is deep in debt and knows their credit score is not as good as it could be. Unfortunately, if there is an error or incorrect information that is bringing
The Importance of Annually Checking your Credit Report Read More »
As we enter March and people finalize their taxes, some may worry about the tax bill they owe. It can be extremely daunting to owe Uncle Sam a large tax bill, knowing that this bill could result in substantial fines and even potentially jail time if unpaid. They may turn to a bankruptcy attorney, hoping
One of the biggest debt problems in our country involves student loans. Recently, the total amount of student loans passed $1 trillion. While the economy is improving, the unemployment rate is still extremely high for young people. This has caused many recent college graduates to ask a St. Louis Bankruptcy Lawyer about discharging these loans
How do I Discharge Student Loans with a St. Louis Bankruptcy Lawyer? Read More »
When a person has overwhelming amounts of debt, it can seem almost impossible to get caught up. Fortunately, there are certain strategies that a person can employ that will help them attack their debt and potentially get caught up. As a St. Louis Bankruptcy Lawyer, there are several strategies a person can use, but one
Strategies for Repaying Debt from a St. Louis Bankruptcy Lawyer Read More »
Most people are well aware that filing bankruptcy will cause them to take a hit on their credit score. They know that it may be difficult to get credit cards and other loans for a period, but they wonder how long it will take to get their credit score back to normal. The answer depends
How Long Will it Take to Repair My Credit After Bankruptcy? Read More »
Some people worry that, if they file bankruptcy, they won’t be able to someday obtain a mortgage. They worry that this will permanently remain on their credit report and scare away lenders. The good news is that a person can, in fact, be eligible for a mortgage after filing bankruptcy in as little as two
Some people, in the anticipation of the death of a loved one, seek to file bankruptcy to get their debt under control. They know that there is something in the estate for them and the worry that their debt will consumer most of this inheritance. There are rules, however, about inheriting money so quickly after
Inheritance and Bankruptcy Explained by a St. Louis Chapter 7 Lawyer Read More »
When a person has a serious debt problem, they need a plan for how to attack it. The first step in this process is to create budget worksheet that gives them an overview of their financial situation. This can help you get an idea of exactly where your money is going and how you can
We are a debt relief agency. We help people file for bankruptcy relief under
the Bankruptcy Code.
